Is One Better Than the Other?
Utilize email subscriptions from retailers you intend to shop with. Discounts for Black Friday and Cyber Monday are often emailed to list subscribers.
Use online tools and browser extensions to monitor the price of items you’re interested in.
Sometimes the second-best deal ends up being the better deal. You won’t be up against as many consumers and have a better chance of your item being in stock.
Cheaper isn’t always better. Sometimes there are features that aren’t included in the lowest priced models. Whether it’s a washing machine without a fabric softener dispenser or a television that isn’t as “smart” as you thought it would be, do as much research as you can when you have a specific model or item in mind.
Prepare in Advance
- Whether shopping online or in-store, have a list of items that you are interested in purchasing.
- If you’re purchasing online, make sure that you create an account prior to shopping, to expedite the checkout process.
- If you’re shopping in-store, map your route to the different retailers and go in with a plan!
While some would rather brave the crowds and early morning hours, others prefer the convenience of shopping from wherever they like. Either way, there will be many deals available, and with a little preparation, you can save a lot of money!
Guard Your Information
Whether shopping at retail outlets or online stores, be mindful and observant of your personal information. The holidays are a busy time of year for identity thieves and cybercriminals, so be vigilant and smart.
- Make sure that any website on which you are providing ANY type of personal information is secure. Look for a padlock next to the URL in your browser’s address bar. If you don’t see that, don’t share any personal information and do NOT provide any type of financial or payment information.
- Check your credit card and bank accounts early and often. Many banks will show transactions within moments of occurring. As your bank or financial institution if text message alerts are available to customers, to be notified when a purchase is made.
- Protect your packages! Thieves have no problem stealing packages from the porches, stoops, and mailboxes, of others. If you already have a security system in your home, ensure that a camera is focused on any areas that packages or items of value may be left.
- Track your package shipment process through text messages. Most package carriers and shipment facilities offer text alerts and updates to recipients at no cost. This makes it easy to see where your package is in the shipment process, and if it was delivered.
Remember the reason for the season when you’re out shopping, or browsing online. Enjoy your experience, find great deals, and have a wonderful holiday season!