Top 4 Disaster Recovery Concerns and 2023 Cybersecurity Trends

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2022 has almost come and gone already. Your credit unions are gearing up for holiday promotions and member requests, and before you know it, you’ll be writing “2022” on your transaction records and deposit slips and then crossing it out because you forgot we’re in 2023 now!

We all make mistakes, and some are inevitable, that’s why we wanted to shed some light on the most common disaster recovery concerns as well as highlight some of the biggest 2023 cybersecurity trends.

Mobile Banking is a Big Target

Because your members are doing more and more of their financial housekeeping from their smartphones, there are several reports that mobile banking malware attacks are on the rise – seeing an increase of more than 50% since 2019.

Today, the majority of fraudulent transactions are being initiated from mobile devices, and that includes things like malware, data tampering, phishing attacks, ransomware incidents, and data loss.

Mobile banking will likely remain a top concern for your credit union branches (and for financial institutions as an industry) through 2023 and beyond.

Enhancing the Digital Experience

The work-from-home and remote solutions culture is still going strong in 2022 – expect to see an increased fluidity with which people are completing their work, personal appointments, shopping, finances, and so much more.

This includes optimizing your member-facing digital and mobile assets and services, as well as increasing the efficiency of your employee offboarding. Getting non-employees off your servers and out of your access windows is arguably more important than getting them the access they need at onboarding.

Without access, a new employee’s productivity is slowed, sure, but without timely access revocation, your former employees can slow the productivity of your entire staff.

It’s no longer about training new hires faster, it’s about keeping the incoming and outgoing access requests efficient to minimize gaps in your access security.

Endpoint Security Will Continue to Be Big

One of the most common 2023 cybersecurity trends and disaster recovery concerns includes endpoint security. All these remote and mobile access points mean your credit union’s network has never been more vulnerable from more angles. The IoT (Internet of Things) creates more opportunities for people and businesses to connect, but that same connection can be used to exploit your credit union’s network vulnerabilities.

We’ll see bigger pushes for remote and virtual desktops, increased endpoint security, and more. Data and productivity protection will become top-priority items.

Downtime is something that many of your members are not going to tolerate – and that means using your resources to create big bank solutions on small business and independent credit union budgets.

To help determine your direction for 2023 cybersecurity success, the latter part of 2022 and the first part of 2023 are the perfect windows of opportunity for your credit unions and branches to do some thorough vulnerability assessments.

Including MFA (multifactor authentication) and other access, controls should be educational and operational frontrunners – keeping the right people in and the wrong people out can decrease your chances of a data breach substantially.

Cloud-Based Business Continuity

Too much of your endpoint management and security resides outside the walls of your credit union branches. There are so many branch-sharing initiatives and other remote and mobile banking trends that will continue to raise disaster recovery concerns and top the charts for 2023 cybersecurity trends.

Because of this, your solutions should follow a hybrid model. Storing all your important data and programs in a single location (whether onsite or not) can create vulnerabilities in your disaster recovery strategy.

Cloud-based solutions like those offered at IMS can help diversify your data and create more avenues from which to recover, should your credit union start 2023 with an unexpected breach or data loss attempt.

For some great resources on disaster recovery, check out the Disaster Recovery Journal’s recent article, “Are People Top of Mind in Your 2023 Business Continuity Strategy?”

Need Help with Your Disaster Recovery Plan?

To help address your disaster recovery concerns and set you on the right track to tackle any 2023 cybersecurity trends, our team at IMS wants to offer you an all-inclusive backup service with disaster recovery, too!

Just like your credit union’s main goal is to educate and serve your members, IMS is here to support credit unions with unique and tailored solutions that fit into your CU’s operations. We don’t send you solutions that you have to adjust your credit union network and IT operations for, we are all about filling IT and cybersecurity gaps for CUs large and small.

It’s time someone helped take care of you – reach out to IMS today and let us know how we can help!

Hidden Ways Your Credit Union Data Is at Risk

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The importance of protecting your credit union data can’t be overstated. Unfortunately, there are many ways your data can be stolen, corrupted, or lost. From less-than-vigilant password protocols to accidental deletions, malware, and more – each of these threats presents unique challenges and accesses specific vulnerabilities in your cybersecurity and other data systems and puts your data at risk.

There are also many undetected ways you put your data at risk. Many loopholes and vulnerabilities are often found after they’ve been exploited if you don’t know where to look or what to look for. Let’s discuss some of the hidden ways your credit union data is at risk.

Personal Device Usage

Personal devices are used for business projects and functions during working hours but are not company property. There are tons of different types of personal devices, and most of them are connected. This includes things like smartphones, laptops and tablets, smartwatches and accessories, and more.

When you allow your employees to use their own devices to carry out credit union business, you are putting your data at risk of being lost or stolen. Personal devices also aren’t held to the same security and update standards as your company-specific technology.

Device management is a major piece of post-COVID cybersecurity. Each device that connects to your credit union’s network is creating opportunities for breaches because it puts your CU and your member information in more hands, and not all of those hands will treat that data correctly. Whether the data is lost through malicious activities or unintentional employee mishandling, it’s important to think through the amount and types of devices that you want to be able to connect to your data and network systems.

Insufficient Backup Policies

Backups are diverse and indispensable tools for safeguarding your credit union data. But that doesn’t mean every backup works the same way.

When you are exploring and auditing your backup policies, it’s important to not only think about the time and convenience of the backup functions – making sure your backups are run regularly, capturing all your credit union data, and not hindering other network functions.

But it is also wise to think about how long it will take for your backups to restore your data. If an onsite server fails, do you know how long it will take for your offsite backups to restore it? Will it take a full 24 hours? Do you have adequate offsite backups?

The mistake here is installing backup software or protocols and then forgetting about it. These systems, though they should never fail, should be regularly checked to ensure that you are capturing all the data you need to be backing up. Business processes change, and IT protocols are always evolving.

IMS offers backup services tailored specifically to credit unions. That means these systems were built with your specific data types in mind. Your data backups are automated and your data is secured and stored offsite at an IMS data center.

Digital Supply Chain Weaknesses

The digital supply chain is essentially the network that is created throughout the supply chain to increase integration, dynamic processes, and predictive supply chain operations.

If you have third-party software that you used to create your credit union’s app, which then supplies products and services to your enrolled members, this is just one example of the different ways digital content and programming can intersect with and affect your cybersecurity and your credit union data. For example, a breach in 2021 involved the Kaseya supply chain. Kaseya offers remote management services that many credit unions in the USA use.

Understaffed and Overburdened IT Staff

Credit unions aren’t like big banks. Some are standalone small businesses with a handful of staff members that are diligently serving their communities. Other credit unions are large and can be run much like a corporation.

But right now, there are staffing shortages everywhere. The pandemic has caused what many are calling the Great Resignation, and that means more people than ever are overburdened at work.

And while this is a big hurdle to overcome no matter what industry or department you work in, IT shortages can be much more expensive than just the overtime and loss of productivity costs.

If your IT department isn’t able to keep up with all the day-to-day maintenance, employee and member requests, and other top priority items, something is going to eventually slip through the cracks.

The hiring shortages and issues aren’t going away quickly, and that means technology-based solutions should be your next step. Luckily, that’s what IMS has been doing for credit unions and credit union data for years.

Combat Known and Unknown Data Threats with IMS Today

IMS is the leading data management, backup, disaster recovery, and IaaS service provider for credit unions. Whether you are trying to increase protection from bad actors, unhappy employees, or unprecedented threats like staff mistakes and natural disasters, IMS can help.

Our private cloud services have been designed with credit union data in mind:

With these and other services, tailored specifically to your CU needs, IMS is the perfect solution to help assuage your data fears as we become increasingly reliant on technology and stored data solutions.

Protect Your Credit Union From Disasters

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Though many people like to think spring is the time for most natural disasters like floods and tornadoes, many forget that the warm summer temperatures and dryness of fall can create perfect conditions for tornadoes, fires, and severe thunderstorms in the US. And if this year has taught us anything, it’s that you can never be too prepared.

“Recent events have highlighted the importance for credit unions to perform ongoing reviews of their plans for disaster preparedness and response,” says the National Credit Union Administration’s Chairman JoAnn Johnson. Disaster recovery and disaster planning are important all the time, but the best time to protect yourself and your credit union from them is before that first disaster or close call.

Eliminate Downtime

It’s the worst feeling in the world to be face-to-face or on the phone with a member and you have to tell them, “I’m sorry, our network/system just went down.” The uncertainty and confusion that downtime creates can negatively affect your business, your employees, and your customers.

Any good disaster recovery provider should be able to tell you exactly how they will deal with and minimize downtime in the event of a disaster. Their – and your – top priority should be to minimize downtime and restore business operations promptly.

Offer Real-Time Solutions

Having a disaster recovery system in place prior to “disaster-heavy seasons” (fall and spring) means your data is constantly being backed up and protected, so when disaster strikes, you can begin the recovery process automatically and with little to no data loss.

Serving community members means that losing their data could result in losing their patronage. Any disaster recovery solution you choose should have real-time solutions that are running in the background at all times, giving you constant peace of mind.

Data Center Routing

Disasters don’t just mean a tornado or fire wipes out some or all of your credit union’s physical location. Sometimes, it’s just a quick power outage or a single server crash. Disaster recovery can also include having a data center take the load and carry it while you repair and recover the crashed server. IMS can route anything from a single location to multiple branches of your credit union. Sometimes, disasters are small and isolated, other times they are all-encompassing, and you need solutions in place for issues of any size.

Re-Evaluate and Customize

Putting a disaster recovery plan in place is a great way to protect your credit union, but as 2020 has shown us, something can come out of the blue and create brand new, unheard-of issues. One of the biggest mistakes credit unions make is implementation without re-evaluation.

Putting a fire extinguisher in the office is great – but not testing it for 5 years is not. The same is true with your disaster recovery protocols. Every year, you should evaluate your plans. Does your recovery provider have new or updated solutions that could improve your own strategies? Have you talked to them about customization for your branches in the southeast regions versus those located in “Tornado Alley”? It’s worth your time to think about it.

Protect Your Credit Union Now

IMS offers private cloud services and offsite data storage. It is important for you to safeguard your member data at all times, but especially when your credit union is affected by a disaster.

Contact us to find out how you can protect your credit union and its members with our disaster recovery tools.

Preparing for Hurricane Season

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The official start of the 2020 Atlantic hurricane season starts on June 1 and runs until November 30, but there’s already a tropical storm developing off the coast of Florida. That means it’s time to take another look at your disaster recovery and backup systems to make sure you’re prepared for any storms.

According to the National Oceanic and Atmospheric Administration (NOAA) National Centers for Environmental Information, the U.S. South, Central and Southeast regions experience a higher frequency of billion-dollar disaster events than any other region in the country. Severe storms like hurricanes and tornadoes lead to extensive power and telecommunications outages, mail service disruption, facility damage and transportation restrictions that impact how people access their money. Credit unions are no exception and may have to shut down or move operations for safety. In these moments it’s crucial your members can rely on you to continue serving the community.

Our client Louisiana Federal Credit Union has experienced many storms over the years, including Hurricanes Katrina, Rita, Gustav and Isaac. During the aftermath of every storm, their community has relied heavily on Louisiana FCU to provide full financial services. Knowing they are located in a hot zone for natural disasters, the credit union decided to move their core system to a safer region in the Northwest. By upgrading their core system, they now have peace of mind during hurricane season knowing that their services will be available to its members in their time of need.

business people planning at meetingMajor storms can disrupt a financial institution’s operations, sometimes lasting a significant period of time. While some interruptions can be anticipated, others cannot. That’s why it’s critical to have a business continuity plan in place. This is how the DuGood Federal Credit Union was able to effectively begin its backup plan when their data center was in the direct path of a large-scale hurricane.

The credit union knew they needed to act fast for the safety of the business and their staff. Members would be evacuating soon and it was important they could access their funds. After contacting our team, we worked together in coordinating a graceful shutdown of their systems and implemented a remote backup solution. It took less than three hours to back up systems, recover servers and bring up third-party vendor services like the ATM and internet banking. Ultimately, we were able to help with other technical operations as the team evacuated to another office.

With a continuity plan in place, your credit union will be able to jump into action if there’s any disruptive event. Test your disaster recovery service and reassess how well your institution is prepared for threats across all levels. When working with our team, you can count on no-cost annual testing to verify the integrity of your data.

We cannot predict the severity of all disasters, especially when it comes to natural disasters, but there is practice and preparation. Know where to go, identify what critical functions are needed and develop planned responses. 

Don’t wait until a storm is on the horizon to start making plans for your credit union. Contact our team to talk about the disaster recovery solution your credit union has in place. When disaster strikes, you’ll want to focus more on your members, staff and service than on complex logistics.

3 Cybersecurity Tips During COVID-19

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A crisis is not the time to discover that your backup and recovery solutions do not work.

The current climate of COVID-19 leaves many credit unions vulnerable to fraudsters stealing personal information, money, transaction records and other valuable data. Recently, the FBI reported that there is an increase in business email compromise (BEC) scams that targets anyone who performs legitimate fund transfers. BEC frauds are targeting municipalities that are purchasing supplies and personal protective equipment needed during the pandemic.

Hackers and bad actors are preying on consumers as online buying and digital payments increases during this time of social distancing. Additionally, staff shortages, teleworking and unavailable workers makes it harder to sustain business operations. Any loss or data theft can jeopardize the reputation of your financial institution, damage relationships with members and put your business at risk. Credit unions must be prepared for any illicit financial activity that occurs, similar to other disaster recovery protocols.

To protect your business before disaster strikes, ensure there is a reliable recovery process in place. Here’s where to start:

  • Identify gaps in security. Test data before disaster strikes to provide recovery assurance and identify where there are areas of vulnerability. Tape backups are fragile and subject to damage, theft and destruction. Plus, they involve multi-step procedures that are susceptible to human errors. With more employees working remotely due to social distancing, can you rely on a system that requires scheduling jobs and transporting tapes between multiple locations? 
  • Businessman working from home on computerProvide secure remote and branch office solutions. Having multiple remote office and branch office (ROBO) sites pose challenges when it comes to data protection. There are employees that are reliant upon remote access to do their jobs and need their own data backup. There may also be an increase in the number of cyber attacks on computers, equipment and unprotected networks as employees work from home. Ensuring resources are available and secure through virtual desktops is also key to having a productive workforce without sacrificing security and control.
  • Maintain continuous protection. Using multiple hardware and software components for backup solutions can bog down efficiency. Tapes fail and it’s an inconvenience to drive to the credit union to replace them. Simplify backup and recovery with hybrid cloud environments that lets you manage all your data through one responsive interface. Not only can you recover files in the cloud with a few clicks, you can also manage the frequency and duration of backups. Your credit union will spend less time manually configuring jobs with an automated system.

Now that credit unions are transitioning to conducting more business through virtual means, it’s important you’re using the best systems for backup and disaster recovery. Fraudsters will make every attempt to steal valuable information so your data must be secure, accessible and backed up regularly.

One of the best decisions you can make is to work with Integrated Management Solutions who understands the value of your data. Let’s talk about the right solutions for your credit union.

Finding Your Quality Backup and Disaster Recovery Solution

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As the cloud computing network grows in financial institutions, so do the methods cybercriminals use to breach important, sensitive information. It’s not fun to think about threats, but what’s less fun is thinking about how you’ll snap back after one. 

The financial services sector is the most frequent target of cyberattacks, and scammers and fraudsters are always becoming more diligent and creative. Data breaches have become more insidious and calculated, and in the dire case that you do need help, you need a backup solution that won’t seriously disrupt the day-to-day of your business. 

Physical data storage is a burden to credit unions that need to focus on member value, but cloud backup storage and off-site replication can help. Your credit union is unique, and so is your backup solution.

Not all backup solutions are alike.

Cloud systems are more secure than traditional IT, and when monitored, audited, and updated correctly, you can shift your focus to member-related solutions. Our technology and team empower yours, so you can take advantage of the cloud and provide value to your members. 

For example, credit unions are taking notice of ever-changing member demographics and the ways that younger generations can be reached from your credit union. When your staff is freed up to focus on solutions that provide value to members, you can watch your member demographic grow in new, exciting ways.

Rubrik powers our backup solution, a system that stores only the information you need, which ensures you won’t be paying for unnecessary storage. In physical and virtual environments, Rubrik provides on-premise backup and off-site replication to the secure cloud. 

In the case that you do need disaster recovery assistance, the IMS Support team can assist 24 hours a day, 365 days a year. Get in touch if you’d like to learn more about how you can benefit from a custom data solution. 

Mastering the Challenge of Disaster Recovery

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Credit unions are no stranger to the physics of Murphy’s law. If something can go wrong, it will. In an age where cybercrime is hotly discussed and natural disasters crop up when they are least expected, it’s crucial to understand the potential risks of losing data as a credit union.

Risks can be natural or manmade, across a wide spectrum—from wildfires to hackers, a comprehensive disaster recovery solution should cover a range of potential disasters. However, that solution does not need to be extremely specific. The most common errors include natural disasters, cybercrime, and human error. The specific risk you’ll need to prevent is never certain—that’s why disaster recovery functions as such an important form of insurance. 

A disaster recovery solution shouldn’t be bulky and expensive. 

The most common solution(s) for disaster recovery purposes are typically physical locations. However, physical data storage drives up costs in the form of equipment,  connections, and employees that are in charge of managing those hefty physical elements. In addition, when a physical approach is taken, multiple physical locations are used, further driving up costs.

Your customers expect excellence when they access your services through digital channels and share their valuable information with you. Those requirements translate to the safety of their data. You don’t want to lose customers since you failed to implement a solution that protected their information.

These expectations stem from our everyday conveniences—how did you feel the last time your internet went down? Customers expect the same fluidity. When you develop a disaster recovery solution, the effectiveness of the solution should mean that customers don’t experience hiccups in their digital experience. 

While you can’t prepare for a specific disaster, you can prepare for the worst.

The disaster recovery challenge is characterized by the way one responds to the breach. If a breach or disaster does occur, learn how to respond and recover from cybersecurity incidents. 

If you haven’t made disaster recovery a priority for your credit union this year, you may want to consider its role in your business: financial institutions are often the target of cybercrime and natural disasters are never predictable. Plus, there are many advantages to prioritizing disaster recovery.

With disaster recovery come the following benefits:

  • Minimized downtime and rapid business restoration
  • Near-zero data loss with on-site backups and real-time replication
  • Our secure branch communications allow immediate connections

Disaster recovery shouldn’t be a difficult term to hear, because it is more about planning than it is about the actual scenario. When the need for your disaster recovery solution to kick into place arises, you can rest easy knowing that you’ve implemented the best possible planning beforehand.

Essentially, disaster recovery plans are a form of insurance. We help to ensure that the challenges you face can be remedied smoothly and efficiently—the IMS Crash Response team is ready 24/7 to respond to any disasters. Find out more about how you can optimize your disaster recovery response.

The Difference Between Credit Union Disaster Recovery And Business Continuity Planning

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Most people use the terms “business continuity planning” and “disaster recovery” interchangeably, but they are two completely different strategies that organizations use to protect operations and bounce back from a disaster.

What are the main differences between business continuity plans and disaster recovery plans anyway? While the exact answer varies depending on who we ask, the general rule goes:

  • A Business Continuity Plan (BCP) consists of a series of protocols made to make sure that an organization can continue operations during a disaster. It answers the question: “How can our credit union remain operational during a disruptive event?”
  • A Disaster Recovery Plan (DRP) is often a subset of BCP and refers to the processes and tech needed for recovering from a disaster. It specifically pertains to recovering lost data and restoring failed infrastructure. This answers: “How does our credit union recover when a disaster strikes?”

Think of a BCP as a general strategy that businesses put in place to be able to continue operations with minimal disruption during a disaster. A DRP is much more specific. It’s a plan to recover the applications, data and other components that allow your organization to operate should your servers or data center get damaged or destroyed. 

Why are both Business Continuity Plans and Disaster Recovery Plans important?

Now more than ever, credit unions have to guard against a number of threats that can hinder operations. Aside from natural calamities such as earthquakes, fires, hurricanes, or floods, you now have to protect yourself from man-made threats such as cybercrime and attacks from competitors or disgruntled employees. Without both of these plans in place, your credit union may face severe consequences.

According to a study by FEMA (Federal Emergency Management Agency), “following a disaster, 90% of smaller companies fail within a year unless they can resume operations within 5 days.” Without comprehensive plans for preparing for these events, financial institutions are wide open targets.

By focusing on creating and regularly updating both business continuity planning and disaster recovery planning, leadership can make sure that their credit unions can weather through these events.

How do BCPs and DRPs overlap?

In actual use, both plans are referred to when describing an organization’s disaster preparedness. However, it’s very important to remember that a comprehensive business continuity plan will always have a disaster recovery plan built right into it. Think of your BCP as a master document that covers all aspects of your credit union’s disaster prevention, management and response, including the necessary recovery protocols. You can’t have an effective business continuity plan without tackling how your credit union will recover from different kinds of disasters.

Are you ready to fully prepare your credit union for any potential disaster? IMS has your back. Learn more about our Business Continuity Planning and Disaster Recovery solutions!

3 CyberSecurity Issues That Credit Unions Need To Watch Out For

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Is secure disaster recovery one of your credit union’s priorities this year? Now more than ever, financial institutions should place higher importance on resilience after cybersecurity incidents, IT failures and severe weather events.

The majority of the context for disaster recovery planning involves the types of disasters your credit union wants to defend against. Previously, we would see IT outages, power failures and natural disasters as the top three threats to watch out for. However, over the past few years, the likelihood of a cyberattack occurring is more dominant than anything else on the list. This is why secure disaster recovery should be a priority.

While they almost feel equally disastrous, blackouts and floods aren’t on the same level as cyber criminals who are proactively looking for ways to breach your credit union’s defenses. Criminal organizations have been increasing the frequency of their attacks, their use of automation tools, and improving their social engineering tactics to raise their chances of successfully attacking certain industries and organizations.

Data breaches and disaster recovery planning go together. Cyber criminal groups are extremely aware of the security measures that vendors are implementing. Take a look at 3 cybersecurity issues that should drive your credit union to prioritize disaster recovery:

  • Ransomware

Unfortunately, this type of attack is stronger than ever, especially in the credit union industry. According to the Beazley Breach Response Services team, the number of ransomware attacks ballooned in the first quarter of 2019, reporting an increase of 105% in the number of attacks against clients compared to last year.

Hackers are also doubling down by implementing ways to stop IT departments from recovering by either incorporating a “ransomware attack loop” or compromising your backups. This technique is specifically designed to attack your credit union’s ability to recover. 

  • Compliance

More and more compliance laws are taking effect and your credit union needs to act now. GDPR and the Ohio Data Protection Act are currently in effect, while the California Consumer Privacy Act follows next year.

These laws work to protect customer privacy and require similar protection around the integrity and security of their data. This directly affects your disaster recovery strategy around making sure that you can restore security and the data itself back to a usable state.

  • Island hopping (targeted attacks)

This advanced technique involves cyber criminals gaining access and control over systems, user emails and accounts in one organization to be used to commit data theft, fraud and other crimes in another company. For most cases, hackers create entirely new accounts and separate emails as part of their strategy. So even if your credit union is not the target victim of a group, the cleanup involved after being part of a data breach includes securely returning the company’s data and systems to its right state.

Compliance standards and cyberattacks require organizations to plan well in advance for these types of disasters. IMS’ Disaster Recovery services ensure that in the event of any unforseen event, your credit union will be able to quickly resume operations. 

How Can Your Credit Union Prepare For Disaster Recovery?

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For financial institutions and the majority of organizations across the U.S., natural disasters can strike at any moment and in many forms. When the inevitable happens, your credit union should be able to handle your disaster recovery and resume operations as soon as possible.

Your members’ financial information is extremely valuable, but it is also vulnerable. When there are threats against your data security, natural or man-made, this automatically puts your credit union at risk. Having unsecure data significantly affects a large number of people and the fallout can devastate your credit union.

A comprehensive recovery solution doesn’t have to be extremely specific about the type of disaster it can protect your credit union from. However, it’s advised to consider the most common potential crises depending on your location, such as:

  • Cyber crime
  • Human error
  • Tropical storms or hurricanes
  • Wildfires
  • Flood
  • Earthquake
  • Tornado

How to Safely Store Your Data

When the worst-case scenario comes to pass, you need to make sure your data is backed up in a secure area. The first step is to keep it backed up on an offsite location. While many stop at this point, this doesn’t secure your valuable credit union data.

Redundancy is a must. You’ll never know if the next disaster is far-reaching or if it will strike two areas at the same time. To be truly prepared for a calamity, you need multiple data backup and recovery centers.

Multiple physical backups are the most common solutions for disaster recovery purposes, but it can be cumbersome and costly. Several physical sets of equipment, connections, etc will be needed. Also, the right peple should always know where the data is stored, at which location, and with which service provider. This significantly drives up the cost.

IMS offers credit union disaster recovery solutions without the unnecessary equipment, expense, or the headaches that come with it. If your credit union has high standards for your organization’s data and information, our robust systems will exceed your expectations on data security and disaster recovery.

Think of it as another form of insurance. As much as we want to, we can’t always accurately predict the weather or when the next disaster will affect our areas. But what we can do is to prepare for the worst.